Credit Portfolio Manager Job Vacancy in Thiès, Senegal – Banking & Finance

Job Description

Position: Credit Portfolio Manager

Company: Ecobank Senegal

Location: Thiès, Senegal

Experience: 5+ years in credit analysis or portfolio management

Education: Bachelor’s degree in Finance, Economics, or related field; Master’s preferred

Employment Type: Full-time

Industry: Banking & Finance

Department: Credit Risk Management

Salary: 1,800,000 – 2,500,000 SSP per annum

Vacancies:1

Company Overview

Ecobank Senegal is a leading pan-African bank with a strong presence across the continent, offering a comprehensive range of retail, corporate, and investment banking services. Established in 1985, Ecobank has built a reputation for financial inclusion, innovative digital solutions, and robust risk management practices. As part of the Ecobank Group, the Senegalese subsidiary contributes to the Group’s vision of becoming the bank of choice for individuals and businesses throughout Africa. The bank’s commitment to sustainable growth, community development, and customer-centric services makes it an attractive employer for professionals seeking dynamic career pathways. With a focus on fostering talent, Ecobank Senegal continuously invests in employee development, ensuring that its workforce remains at the forefront of industry trends and regulatory standards. This environment provides an excellent platform for ambitious individuals looking to make a meaningful impact in the banking sector while enjoying the vibrant culture and economic opportunities that Senegal offers.

Job Overview

The Credit Portfolio Manager will lead the management and optimization of Ecobank Senegal’s corporate credit portfolio, ensuring alignment with the bank’s risk appetite, profitability targets, and regulatory requirements. This role involves strategic oversight of credit underwriting, portfolio monitoring, and performance analysis, as well as collaboration with relationship managers, risk analysts, and senior leadership. The successful candidate will play a pivotal role in driving sound credit decisions, enhancing portfolio quality, and supporting the bank’s growth objectives. This position is a key component of Ecobank’s broader strategy to expand its market share in West Africa while maintaining rigorous risk standards. The role offers a unique opportunity to influence credit policy, develop innovative risk mitigation techniques, and contribute to the bank’s reputation for excellence in credit management. Candidates will be part of a forward‑looking team that values analytical rigor, strategic thinking, and a commitment to delivering superior financial solutions to clients across Senegal.

Key Responsibilities

• Develop and implement credit portfolio strategies that balance risk and return objectives.
• Conduct comprehensive credit reviews, including financial statement analysis, cash flow modeling, and industry risk assessment.
• Monitor portfolio performance metrics, identify emerging risk trends, and recommend corrective actions.
• Collaborate with relationship managers to structure tailored financing solutions that meet client needs while adhering to credit policies.
• Prepare detailed portfolio reports for senior management, highlighting key risk indicators and profitability insights.
• Ensure compliance with local regulatory frameworks, Basel III standards, and Ecobank Group risk guidelines.
• Lead periodic stress‑testing exercises and scenario analyses to assess portfolio resilience.
• Mentor junior credit analysts, fostering a culture of continuous learning and professional development.

Required Skills

• Strong analytical abilities with expertise in financial modeling and credit risk assessment.
• In‑depth knowledge of banking regulations, Basel standards, and local credit legislation.
• Excellent communication and presentation skills for interfacing with senior stakeholders.
• Proficiency in credit risk management software and advanced Excel functions.
• Strategic mindset with the ability to translate data insights into actionable business decisions.
• Leadership experience, including team management and mentorship.
• Fluency in French and English; knowledge of local languages is an advantage.

Education

A minimum of a Bachelor’s degree in Finance, Economics, Business Administration, or a related discipline is required. Candidates holding a Master’s degree, CFA, or relevant professional certifications will be given preference, reflecting Ecobank’s commitment to high‑caliber expertise.

Experience

Applicants must have at least five years of progressive experience in credit analysis, portfolio management, or related banking functions. Experience within a multinational bank or exposure to West African markets will be considered a strong asset.

Salary

The compensation package ranges from 1,800,000 to 2,500,000 SSP annually, commensurate with experience and qualifications. The package includes performance‑based bonuses, health insurance, and retirement benefits, aligning with Ecobank’s competitive remuneration framework.

Benefits

• Performance‑linked annual bonus.
• Comprehensive health and dental coverage.
• Retirement savings plan with employer contributions.
• Paid annual leave and public holidays.
• Access to professional development programs and tuition assistance.
• Employee assistance program and wellness initiatives.

Training

• Onboarding program covering Ecobank’s risk policies, systems, and corporate culture.
• Continuous learning opportunities through internal workshops, external certifications, and mentorship.
• Leadership development tracks for high‑potential employees.

Working Environment

Ecobank Senegal offers a collaborative, inclusive, and technology‑driven workplace located in the modern business district of Thiès. Employees benefit from flexible working arrangements, state‑of‑the‑art facilities, and a culture that encourages innovation and teamwork. The bank’s commitment to diversity and equal opportunity ensures that all staff can thrive and contribute to the organization’s success.

Application Process

Interested candidates are invited to submit their application through Ecobank’s online career portal. Please visit https://senegaljobsearch.com/ to upload your resume, cover letter, and any supporting documents. Applications will be reviewed on a rolling basis, and shortlisted candidates will be contacted for interviews.

Equal Opportunity Statement

Ecobank Senegal is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of gender, age, disability, race, religion, or sexual orientation. Our hiring practices reflect our dedication to fairness and meritocracy, ensuring that every applicant receives equal consideration.