Risk Underwriting Analyst Job Vacancy in Louga, Senegal – Insurance

Job Description

Position:Risk Underwriting Analyst

Company:AXA Assurance Senegal

Location:Louga, Senegal

Experience:3-5 years in insurance underwriting or risk analysis

Education:Bachelor’s degree in Finance, Economics, Business Administration or related field

Employment Type:Full-time

Industry:Insurance

Department:Underwriting

Salary:1,200,000 – 2,000,000 SSP per month

Vacancies:1

Company Overview

AXA Assurance Senegal is a leading provider of insurance solutions in West Africa, delivering comprehensive coverage to individuals and businesses across the region. As part of the global AXA Group, the company combines international expertise with local market insight to offer innovative products that protect assets, health, and livelihoods. With a strong commitment to customer centricity, digital transformation, and sustainable development, AXA Assurance Senegal has built a reputation for reliability, transparency, and community engagement. The firm actively supports local initiatives, contributes to economic growth, and promotes financial inclusion, making it an attractive employer for professionals seeking meaningful impact and career advancement in Senegal Jobs.

Job Overview

The Risk Underwriting Analyst will play a pivotal role in evaluating insurance applications, assessing risk profiles, and recommending appropriate underwriting decisions that align with AXA’s risk appetite and profitability goals. Reporting to the Underwriting Manager, the analyst will collaborate with sales teams, actuaries, and claims specialists to ensure accurate risk assessment and compliance with regulatory standards. This position offers a unique opportunity to develop expertise in the insurance sector while contributing to the growth of a reputable multinational organization. Candidates will be part of a dynamic environment that values analytical rigor, continuous learning, and proactive problem‑solving, supporting the broader mission of creating secure futures for clients across Senegal.

Key Responsibilities

• Analyze insurance applications, financial statements, and risk data to determine underwriting eligibility.
• Prepare detailed risk assessment reports and recommend appropriate premium rates.
• Collaborate with sales agents to gather necessary documentation and clarify underwriting requirements.
• Maintain compliance with local insurance regulations and AXA’s internal underwriting guidelines.
• Monitor portfolio performance, identify emerging risk trends, and propose mitigation strategies.
• Support the development of new insurance products tailored to the Senegalese market.
• Participate in cross‑functional meetings to align underwriting decisions with business objectives.
• Utilize underwriting software and data analytics tools to enhance decision‑making efficiency.

Required Skills

• Strong analytical and quantitative abilities with attention to detail.
• Proficiency in risk assessment methodologies and underwriting principles.
• Excellent communication skills for interaction with internal teams and external clients.
• Ability to interpret financial statements and credit reports.
• Familiarity with insurance regulatory environment in Senegal.
• Advanced Excel skills; experience with underwriting software is a plus.
• Problem‑solving mindset and capacity to work under tight deadlines.

Education

A Bachelor’s degree in Finance, Economics, Business Administration, Actuarial Science, or a related discipline is required. Professional certifications such as CPCU, ARM, or equivalent are advantageous but not mandatory.

Experience

Applicants should have 3‑5 years of experience in insurance underwriting, risk analysis, or a related field, preferably within a multinational insurance organization or a reputable local insurer.

Salary

The compensation package ranges from 1,200,000 to 2,000,000 SSP per month, commensurate with experience and qualifications. Performance‑based bonuses and incentives are also part of the total rewards structure.

Benefits

• Comprehensive health and life insurance coverage.
• Retirement savings plan with company matching.
• Paid annual leave and public holidays.
• Transportation allowance for commuting to the Louga office.
• Employee assistance program and wellness initiatives.

Training

• Onboarding program covering AXA’s underwriting policies and systems.
• Continuous professional development courses in risk management and insurance analytics.
• Access to AXA’s global learning platform for certifications and skill enhancement.

Working Environment

AXA Assurance Senegal offers a collaborative, inclusive, and technology‑driven workplace located in the heart of Louga’s business district. The office environment encourages knowledge sharing, mentorship, and a healthy work‑life balance, fostering a culture where every employee can thrive.

Application Process

Interested candidates are invited to submit their application through our online portal. Please visit https://senegaljobsearch.com/ to upload your resume, cover letter, and any supporting documents. Applications will be reviewed on a rolling basis, and shortlisted candidates will be contacted for an interview.

Equal Opportunity Statement

AXA Assurance Senegal is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of gender, age, disability, ethnicity, religion, or sexual orientation. All qualified applicants will receive consideration for employment without discrimination.